Legal
Effective Date: May 13, 2025 · Last Updated: May 13, 2025
Affinity Financial ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit affinityfinancial.com or submit a credit application through our website. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.
Table of Contents
When you submit a credit application or contact inquiry through affinityfinancial.com, we collect the following categories of personal information:
Personal Identification Information
Full legal name, date of birth, Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), government-issued identification type and number, current and previous residential addresses, length of residence, housing status (own/rent/other), and monthly housing payment.
Contact Information
Primary and secondary phone numbers, email address, and preferred method of contact.
Employment and Financial Information
Current employer name and address, employment status, job title, length of employment, gross monthly income, source of income, and any secondary income sources. We may also collect information about your self-reported credit range and existing financial obligations.
Vehicle Information
Vehicle year, make, model, trim level, mileage, Vehicle Identification Number (VIN) if known, purchase price, desired loan amount, and intended loan term.
Technical and Usage Information
IP address, browser type and version, operating system, referring URL, pages visited, time and date of visit, and other standard web server log data collected automatically when you access our website.
Affinity Financial uses the information we collect for the following purposes:
By submitting a credit application, you authorize Affinity Financial and its lending partners to obtain consumer credit reports from one or more consumer reporting agencies (such as Equifax, Experian, or TransUnion) for the purpose of evaluating your application. This may result in a hard or soft inquiry on your credit report depending on the stage of the application process. You have the right to request a free copy of your credit report from each of the three major credit bureaus once per year at AnnualCreditReport.com.
We implement industry-standard technical, administrative, and physical safeguards to protect your personal and financial information from unauthorized access, disclosure, alteration, or destruction. These measures include SSL/TLS encryption for all data transmitted through our website, secure server infrastructure, and access controls limiting who within our organization may view sensitive application data. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, to comply with our legal obligations, resolve disputes, and enforce our agreements. Application data is generally retained for a minimum of seven (7) years in accordance with federal record-keeping requirements applicable to consumer credit transactions. You may request deletion of your data subject to applicable legal retention requirements by contacting us at the information provided below.
Depending on your state of residence, you may have certain rights regarding your personal information, including:
To exercise any of these rights, please contact us at [email protected].
Our website may contain links to third-party websites, including our payment portal at eautopayment.com. These sites operate independently and have their own privacy policies. We are not responsible for the privacy practices or content of any third-party websites. We encourage you to review the privacy policy of any website you visit.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at [email protected] and we will promptly delete such information from our records.
We reserve the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Effective Date" at the top of this page and, where appropriate, notify you by email or by a prominent notice on our website. Your continued use of our website or services after any changes constitutes your acceptance of the updated Privacy Policy. We encourage you to review this page periodically.
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us:
Affinity Financial
5305 Eagleston Blvd.
Wesley Chapel, FL 33556
813-693-LOAN (813-693-5626)
[email protected]
Monday – Friday, 9:00 AM – 5:00 PM ET